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personal finance

Everyone could use more money, but when you need cash that you simply don’t have it can feel overwhelming. Financial woes are suffocating. Depending on your situation, when you need money there are few things you can do. Luckily, modern lending has expanded. There are now more options when you are in a bind. Whether you don’t have any credit history at all or have a low score, there are loans you can still take out. Read below for five loan options you can utilize when you need some extra cash.

Five Loan Options When You’re in a Bind

by Kelly Bejelly

Categories personal finance

Did you know that more than 15 million older adults in the United States aged 65 and up lived below the poverty line? This figure rises with age and is higher for women, Blacks, and Hispanics, as well as those in poor health.

Protect Your Money: Personal Financial Guide for Seniors

by Kelly Bejelly

Categories personal finance

Getting married is the first big step a couple makes together. It marks a commitment for the long haul, hence, couples should avoid overspending. Myriad expenses arise when lovers decide to get married. An engagement ring is the first purchase made by the groom when proposing, and this is one of my favorite online stores, just click here: teachjewelry.com. Wedding arrangements involve selecting a venue, hiring wedding planners, caterers—florists, and so on.

Tips For Saving Money On Getting Married

by Kelly Bejelly

Categories personal finance

Many people have begun to realize the importance of being an ethical consumer. This means that you are willing to support environmentally-conscious companies and avoid buying products that either harm the environment or require unethical practices to make or sell. Being an ethical consumer is not always easy, but it can help protect your wallet, save time, and reduce stress. Here are some tips for being an ethical consumer:

A Beginner’s Guide to Ethical Consumerism

by Kelly Bejelly

Categories personal finance

Many veterans have started to get onto the property ladder due to specialized veteran specific loan programs. They allow veterans to afford houses with lower fees and costs, along with fairer regulations for them to qualify. This is what you need to know about VA backed loans if you are a veteran, or you know someone who is.

What You Need To Know About VA Loans As A Veteran

by Kelly Bejelly

Categories personal finance

homemade soap on a piece of parchment paper

Save Money by Making These 5 Things at Home

by Kelly Bejelly

Categories personal finance

cryptocurrency bitcoin

Crypto in 2021: 5 Best Coins to Buy

by Kelly Bejelly

Categories personal finance

Coming to grips with personal finances can be a little daunting, even for adults who have years of experience in the working world. From budgeting and taxes to maintaining a high credit score and growing a savings account, there’s a lot to take in. If you’re trying to navigate your own personal finances and you’re having little success, the following are some tips that every young adult should live by.

4 Personal Finance Tips Every Young Adult Should Live By

by Kelly Bejelly

Categories personal finance

If you are like most people, your grocery bill is one of your biggest expenses. Today, food prices seem to be rising from one week to the next, and you might be surprised to discover that your grocery costs are higher than they’ve ever been. Whether you are single or have a family with kids who have voracious appetites, you don’t have to spend the bulk of your budget on food. Instead, you can use these tips to start saving on your grocery bill so that you have more control over how you spend your money.

Tips to Save on Your Grocery Bill

by Kelly Bejelly

Categories personal finance

Having your dream wedding begins with preparing a fully customized engagement announcement card. Mixbook lets you create your preferred card for each recipient with durable material that can survive for more years to come. You may create fully personalized engagement announcements from your phone or computer. This piece offers more guidance on creating an extraordinary collection of engagement announcements from your home or office.

Create Engagement Announcements Straight from Your Phone or PC

by Kelly Bejelly

Categories personal finance

Emotional vows, a beautiful wedding dress, and a fun reception all make a wedding memorable. But most guests also tend to remember an amazing wedding menu, and some meals make such an impact that people talk about them months - or even years - after the wedding celebration. This is why couples don't hesitate to spend money on wedding catering, and according to a survey, 56 percent of couples said that food and drinks are the most important priority while wedding planning. But with the average wedding catering cost at about $70 per head, it can certainly make a considerable dent on a couple's budget, especially if they're unable to cut down their guest list. Fortunately, there are several things that you can do to save money on wedding catering. If you're about to tie the knot and you're on a tight budget, here's what you can do to cut costs on your wedding food.

Smart Ways To Save Money On Wedding Catering

by Kelly Bejelly

Categories personal finance

The last year has been hard for most people. The coronavirus pandemic struck at the very heart of families leaving people furloughed and unable to work, and with reduced income everyone has been looking for ways to save money. The light at the end of the tunnel does seem to be getting nearer but there’s still a long way to go before we return to anything close to normal.

Money Saving Tips to Help During Hard Times

by Kelly Bejelly

Categories personal finance

There are a number of ways to save money. Cutting back on unnecessary expenses, prioritizing expenses, and developing a budget are all great ways to save money and meet your long-term financial goals. Expenses that can add up include insurance, food, debt payments, and recurring bills like a mortgage, rent, or utilities.

10 Ways to Save Money at the Grocery Store

by Kelly Bejelly

Categories personal finance

Two computers open and man writing budgets down

What Exactly Is Debt Relief

by Kelly Bejelly

Categories personal finance

When people first think about buying groceries online, they are understandably hesitant. You want to ensure that the products you are getting are of good quality. However, there are many benefits to think about, especially if you are looking for an alternative option than having to go to the shops every week.

6 Reasons Why You Should Purchase Food and Drinks Online

by Kelly Bejelly

Categories personal finance

Paying for food and groceries can certainly be one of life’s biggest living expenses, and it’s very easy to get tricked into spending more. When you walk into a store, retailers use a variety of tactics to get you to buy more than you really need. Just think about how many times a chocolate bar has ended up unexpectedly in your cart. However, it is possible to save money by being vigilant and following some simple tips.

8 Ways to Save Money Towards Your Grocery Bill

by Kelly Bejelly

Categories personal finance

Building a savings account with enough money set aside for emergencies can seem like an impossible goal. It is generally recommended to have anywhere from 3 months to a year’s worth of cash that is available should the need arise. Considering how many people live from paycheck to paycheck, the idea of having a savings account with that much money untouched can seem like a dream. While it won’t be easy, it is possible. The benefits are numerous. If you have money in your savings account available for unexpected expenses, you are not left putting surprise auto repair bills on a credit card, which you must repay at a high rate of interest. You also cannot overlook the emotional toll of living paycheck to paycheck.

Boost Your Savings When It Seems Impossible

by Kelly Bejelly

Categories personal finance

What to Consider When Buying Your Next Mattress

What to Consider When Buying Your Next Mattress

by Kelly Bejelly

Categories personal finance

During difficult economic times, your finances can take a back seat, resulting in a wave of financial instability. Unfortunately, it only takes a few months to undo all your hard work. Your credit score begins to take a nosedive, putting you at a disadvantage when it comes to securing a loan to pull you out which in the end can create debt hurdles on their own. Thankfully, there are several ways to turn your financial situation around and become financially sound.

How to Become Financially Sound

by Kelly Bejelly

Categories personal finance

A new car is a massive investment, no matter how much money you have. Fortunately, there are ways to be a smart shopper and find the best vehicle available. For 2020 and beyond, let us take a very close look at some financially savvy car buying tips.

Financially Savvy Car Buying Tips

by Kelly Bejelly

Categories personal finance

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