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personal finance

After an accident, most people try to wait until a full recovery to seek compensation for injuries. While some car accident claims get settled out of court, some are handled in court, especially if the driver at fault is not cooperative.

Are Car Accident Settlements Taxable?

by Kelly Bejelly

Categories personal finance

It seems like every time you blink, the holiday season is rolling around again — didn't we just do this last year?! You know what that means. It's time to start making your list and checking it twice, thrice, and maybe even a fourth time. How will you ever get the best deal if you don't? The truth is there are a few secrets to holiday shopping on a budget and we've got the tips you need to save money this year and every year beyond.

Forecasting Holiday Shopping on a Budget

by Kelly Bejelly

Categories personal finance

Restaurants are so popular that some foodies spend more money eating out than they do shopping for groceries. The convenience and taste of the food keeps customers coming back rather than preparing food at home.

7 Tips to Save Money When Eating Out

by Kelly Bejelly

Categories personal finance

As social distancing and self-quarantine are being followed across the globe, food choices seem to get tougher for everyone locked indoors. It makes sense to stock some supplies because you wouldn’t want to step out every other day to pick groceries even if you are perfectly healthy. At the same time, you need to choose wisely as the last thing you would want to do is gain weight. Unfortunately, the risk is high right now as you are indoors all day and it isn’t much you can do in the name of exercise. Eating healthy is your best bet, so you need to be just extra wise while stocking your pantry. Here are some smart shopping hacks to help.

Eating Healthy During Quarantine- Smart Shopping Ideas For Your Pantry

by Kelly Bejelly

Categories personal finance

The average American is deeply in debt and does not have a great plan for his or her financial future. If you are “average” and in your early 20s or 30s, you may not think that it is time for you to plan for your retirement yet. Unfortunately, that is not the case. The sooner that you plan for your retirement, the better off you will be. One way to diversify your retirement plan and hedge against inflation is to consider adding precious metals to your portfolio. For example, you might buy gold coins, which can be a stable investment during times of economic uncertainty. What if you realize the importance of a good retirement plan later in life? You may feel disappointed in yourself for not taking it more seriously in your younger years, but there is no reason to despair. Now is the time for action. You are going to have to work harder to build your nest egg, because even though time is not on your side, you can still use the power of compound interest—and the stability offered by investments like gold coins—to help you out.

Ways to Recover From a Late Start on Retirement Planning

by Kelly Bejelly

Categories personal finance

It is no secret that most stocks have taken quite a beating in recent weeks due to the global problems stemming from the CO-VID 19 virus. Nobody knows when this will turn around, which is why it is important to look for some good buys right now. If there is one thing that history tells us, it is that every stock market crash is followed by a rebound at some point. The key is to be ready when that happens by purchasing stocks that are poised for a quick rebound. If your investment dollars are severely limited at the moment, you might want to consider the following penny stocks that could do you quite well this spring. According to Money Morning, “Penny stocks - which typically trade for $7 per share or lower - offer high-upside opportunities given the current conditions in the market.”

5 Penny Stocks to Watch This Spring

by Kelly Bejelly

Categories personal finance

You’re on the market for a new car. You’ve even done some thinking about the type of car you want to get. If you know anything about buying cars, however, you know that it’s not cheap. Unless you have the funds upfront to pay for the car in full, you’ll need financial assistance. This requires you to have your finances in order. So, before heading down to the dealership to look at rides, make sure you’ve completed the following.

Financial Moves to Make Before Buying a Car

by Kelly Bejelly

Categories personal finance

People are often surprised to discover how much moving truly costs when the total net cost of moving to a new property is considered. When you move to a new home, you will have to hire movers, cleaners, real estate agents and a broad range of other professionals who you will need to rely on. You may even have to pay fees to terminate your lease or mortgage early, and there may be additional costs associated with your new residence. As a result, it is important for you to accurately understand what moving will cost in your situation so that you can avoid being caught off guard with costs that exceed your budget.

How to Accurately Calculate the Real Cost of Moving

by Kelly Bejelly

Categories personal finance

Taking the family out for a meal can be an expensive choice these days, even if you go to one of the popular restaurant chains that offer great deals on good food. Like many people, you probably enjoy a meal at Denny’s, the diner-style restaurant that is always popular. They serve great food and always have a great atmosphere, and there’s bound to be one near you. So, what if we told you that there’s an easy way to get discounts on meals at Denny’s? We’re serious, and you’re going to be impressed!

Eating Out at Denny’s On a Budget

by Kelly Bejelly

Categories personal finance

4 Fun and Unique Wedding Venues

4 Fun and Unique Wedding Venues

by Kelly Bejelly

Categories personal finance

Last year I finally got the gumption to make my dream of creating a magazine come true.

Get Your Free Copy of A Girl Worth Saving Magazine

by Kelly Bejelly

Categories personal finance

<p>With it being the holiday season, you're bound to have plenty of parties to go to. While you may be going as a guest, hosting parties can be a lot of work, but also really rewarding too. And with 92% of people saying going to camp helped them feel good about themselves, it's no surprise that hosting parties and being with friends produces good feelings too. So if you have one or several friends who tend to be the host for multiple gatherings, you should consider getting them a hostess gift. To help you find the perfect gift, here are a few great ideas to consider.

3 Perfect Gifts Ideas for the Hostess With the Mostest

by Kelly Bejelly

Categories personal finance

Plenty of people search for ways to save money, only to forget what they set out to do and splurging anyways. Those who truly want to save need to keep motivated in their efforts, and look for small ways to conserve in different areas both in and out of the home. Cutting back in many small ways will make the task easier than cutting out one thing you enjoy entirely. There are plenty of options available. You can even visit websites like Lower My Bills to get more tips on how you can save on your monthly bill payments.

Making a Conscious Effort to Save Money In and Out of the Home

by Kelly Bejelly

Categories personal finance

We’re all looking for ways to save money. But how many of us are looking to save water? And why should we?

How to Save on Water at Home

by Kelly Bejelly

Categories personal finance

20 Ways to Save Money on the Paleo Diet

20 Ways to Save Money on Paleo Diet

by Kelly Bejelly

Categories personal finance

In my early 20s, I was happy but broke and I made sure to stretch my penny on food. I bought my groceries from Grocery Outlet, Ethic Markets and Surplus grocery stores. There were two small markets, now unfortunately closed, that I found that sold dented canned foods, discontinued products and food a hairs breath from the stamped expiration date. To say I could turn $100 into groceries that lasted a month was no joke and then, well, I starting more money and ditched my cheapo ways for New Seasons.

Living Paleo on a Budget: Discount Grocers

by Kelly Bejelly

Categories personal finance

One of the things I always forget to include in my grocery cost saving plan is coupons. I've used coupons on pastured meats, dairy, olive oils, sea salt and more. So where to find coupons? Here's a list of posts where I complied a list of Organic/natural companies that have coupons on the web:

Living a Paleo on a Budget: Coupons

by Kelly Bejelly

Categories personal finance

how to create a food club

Paleo Living on a Budget: How to Create a Food Buying Club

by Kelly Bejelly

Categories personal finance

Living Paleo on a Budget: Tip #3 Poultry

by Kelly Bejelly

Categories personal finance

It's amazing how difficult it is for me to stick to a plan/budget when I am busy. I've been cleaning, organizing, and getting our house ready to sell. It has been an insane amount of work and my goal to start following our weekly paleo meal plan and stick to my budget flew out the window.

Paleo Living on a Budget: Busting the Budget and Tip 2

by Kelly Bejelly

Categories personal finance

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