Keeping Resolutions for Your Physical, Mental, and Financial Wealth

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Last Updated on April 2, 2023

It’s that time of year where slowly our resolutions start falling by the wayside. The fervor and determination you had at the start of January may be starting to slide as you get busier and more distracted by other claims on your time. 

It’s that time of year where slowly our resolutions start falling by the wayside. The fervor and determination you had at the start of January may be starting to slide as you get busier and more distracted by other claims on your time. 

But don’t quit. Now is the time to get serious about your resolutions and your future.

If you have decided to focus on physical, mental, or financial goals, you should choose to buckle down and make those choices that will benefit your future self now. Whether you are trying to stick to a diet, practice meditation, or budget for term life insurance, this article will be able to help you meet your goals.

Set yourself up for success for next year with our tips for how to keep your resolutions and stay on track.

Physical Goals

There are many ways you can focus on your physical health during the new year. Many people aim to lose weight, while others may focus on simply eating healthier. Some people may want to recover from injuries or meet specific physical goals. Maybe you just want to move around a little more each day.

Whatever your goal, there are ways for you to complete it and maintain a healthier lifestyle.

First, you have to be willing to make changes to your surroundings. Your environment has one of the biggest effects on your physical and mental health. 

If you and your family are buying junk food, you will keep eating junk food. If your kitchen isn’t set up so you can cook easily, you won’t cook. If your exercise gear and running shoes aren’t easy to find, you won’t run. Consider getting some New Balance Shoes to start with.

If you don’t have a lot of kitchen space, consider adding an island or even a small bar cart or folding table so you can spread out your cooking and food storage items.

Make small changes to your eating and exercise habits. Swap out sugary drinks and snacks for water and healthy options like nuts and berries. Slowly adjust your habits one by one. Make a habit of doing exercises in between tasks instead of scrolling through your phone.

Plan your meals ahead of time and do what you can to reduce the amount of unhealthy food you buy. Your diet will not only affect your physical health but your stress level and mental health as well.

Mental Health Goals

The truth is that your diet could be impacting your mental health. Eating the wrong kinds of foods could increase lethargy, anxiety, and even depression levels. Healthy food helps your brain to work properly and makes your body and brain feel better.

Obviously, eating well won’t solve psychological problems and mental illnesses, but it can give your brain the boost of energy it needs to help it deal with more deep-seated problems.

Processed and salt-heavy junk foods, alcoholic beverages, and food high in saturated fats and oils can all have a detrimental effect on your psyche. They can increase your risk of depression and make you feel more tired instead of nourished. 

While often these types of food and drink can give you a short-term boost, in the end, the crash and resulting stress is not worth it.

Limit your intake of these mentally-draining foods and replace them with whole grains, nuts, seafood, fresh fruits, and vegetables. For those who struggle with depression and low mood levels, vitamin D can be a major energy booster and brain cleanser. Eggs, dairy products, and oily fish all contain vitamin D.

It’s also important to get plenty of healthy protein in your diet. Fatty fish, chicken, and chickpeas are all good options for protein, as well are nuts and yogurt. 

If your mental health resolutions revolve around practicing daily acts of mindfulness or avoiding bad emotional outbursts, then it can help if you set a specific time and routine in place. The easier you make your resolutions to keep, the more likely you will be able to keep them.

Place a yoga or meditation mat out in preparation for morning practice the night before if you can. Make a clean and accessible place for prayer or contemplation.

If you are trying to handle emotional overreactions or stress, implement some routines that you can do in stressful moments such as closing your eyes and counting, remembering your morning meditations, and practicing breathing exercises.

If you are struggling with clinical depression or a severe mental health situation, make plans to visit a therapist or counselor as soon as possible.

If it is hard for you to set appointments or keep commitments, then do this in chunks. Start by looking up therapists in your area or through your healthcare plan. Write down what days and times you will be available. 

Call up the providers and see what times they have available. Pick a time and write it down. Make a scheduled event on your phone or calendar so you don’t forget.

Remember that the only failure is not trying again. Even if you let your goals slide, that doesn’t mean you are a bad person or that you can’t get better. Pick yourself up and try again. Take care of your mind, and it will be a bit better at taking care of you.

Financial Goals

While exercise and mental rigor are important, one of the biggest things that affects your overall health is your financial stability. Now is the time to start saving and planning for the future if you haven’t already.

If you haven’t started, begin to make plans for savings and retirement. It is important to start putting money away now for when you are no longer able to make money. 

While often full-time jobs offer 401(k) automatic deposits from your paycheck, you may have to take the initiative if you work part-time or as a freelancer. Take some time to discuss your financial situation with a financial advisor if you can.

If you made a goal to save, then make sure you are still cutting out excess expenses. It may help to make automatic withdrawals from your checking account into a savings account that you can’t access.

In addition, if your financial goals revolve around family or financial dependents, you should look into life insurance and other options. While life insurance may seem like a hefty investment, it’s actually very easy to get short-term life insurance that lets you make and keep specific financial goals.

Life insurance provides an easy way for you to set aside money for your loved ones monthly and lets you protect and support them in the event of a tragic and untimely accident. It provides one of the biggest ways you can keep your financial goals and promises to your family.

If your financial goals involve vague statements such as “eating out less” or “paying less for entertainment,” make those goals specific now. Make a monthly budget and calculate exactly how much you will or won’t spend on frivolities. Set specific dates or amounts for spending, and do not exceed those times or limits.

It can be difficult to make and keep your resolutions, but it is always worth it. These are just some of the ways you can focus on maintaining your physical, mental, and financial health.
It’s that time of year where slowly our resolutions start falling by the wayside. The fervor and determination you had at the start of January may be starting to slide as you get busier and more distracted by other claims on your time. 

Deborah Goldberg writes and researches about finance and wellness for the insurance comparison site,

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